TPD lawyers claim total and permanent disability benefits and income protection through superannuation.
firms
160
regions
16
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Many Australians have TPD and income protection insurance in their super without knowing it, sometimes across several funds. Lawyers identify policies, prepare the claim and challenge rejections through the fund, AFCA or court.
Why tpd & superannuation claims matters
Many Australians don't know they have TPD or income protection cover in their super, sometimes across several funds, worth tens or hundreds of thousands of dollars.
The Australian context
Insurance in super is regulated under superannuation and insurance law, with disputes going to the Australian Financial Complaints Authority. Definitions of total and permanent disability vary between policies.
Verified: phone number confirmed on the firm’s website and Google
Wyong, NSW · Central Coast
★★★★★★★★★★4.7(30)Google rating from 30 reviews, retrieved 18 Sept 2026
Coastal Compensation Law Specialists provides legal services in Wyong, NSW. Listed practice areas include Workers Compensation, Personal Injury and Motor Vehicle Accidents / CTP.
Workers Compensation+5 morePersonal Injury · Motor Vehicle Accidents / CTP · TPD & Superannuation Claims · Public Liability · Domestic Violence & AVOsNo win, no feeThe firm mentions no win, no fee arrangements. Confirm terms in writing.
Verified: phone number confirmed on the firm’s website and Google
Bakery Hill, VIC · Ballarat & Central Highlands
★★★★★★★★★★4.3(27)Google rating from 27 reviews, retrieved 18 Sept 2026
Shine Lawyers provides legal services in Bakery Hill, VIC. Listed practice areas include Personal Injury, Class Actions and Motor Vehicle Accidents / CTP.
Personal Injury+7 moreClass Actions · Motor Vehicle Accidents / CTP · Product Liability · TPD & Superannuation Claims · Public Liability · Insurance Law & Disputes · Medical NegligenceNo win, no fee
Verified: phone number confirmed on the firm’s website and Google
Wagga Wagga, NSW · Riverina & Murray
★★★★★★★★★★5.0(26)Google rating from 26 reviews, retrieved 18 Sept 2026
Law Advice Compensation Lawyers provides legal services in Wagga Wagga, NSW. Listed practice areas include Personal Injury, Workers Compensation and Public Liability.
Personal Injury+6 moreWorkers Compensation · Public Liability · Motor Vehicle Accidents / CTP · TPD & Superannuation Claims · Medical Negligence · Building & Construction
Verified: phone number confirmed on the firm’s website and Google
Melbourne, VIC · Melbourne CBD
★★★★★★★★★★4.4(25)Google rating from 25 reviews, retrieved 18 Sept 2026
Maurice Blackburn Lawyers provides legal services in Melbourne, VIC. Listed practice areas include Class Actions, Personal Injury and Motor Vehicle Accidents / CTP.
Class Actions+7 morePersonal Injury · Motor Vehicle Accidents / CTP · Contested Wills & Family Provision · TPD & Superannuation Claims · Medical Negligence · Wills & Estates · Litigation & Dispute ResolutionNo win, no feeThe firm mentions no win, no fee arrangements. Confirm terms in writing.
Verified: phone number confirmed on the firm’s website and Google
Maroochydore, QLD · Sunshine Coast
★★★★★★★★★★4.8(24)Google rating from 24 reviews, retrieved 18 Sept 2026
Turner Freeman Lawyers provides legal services in Maroochydore, QLD. Listed practice areas include Personal Injury, Property & Conveyancing and Litigation & Dispute Resolution.
Personal Injury+7 moreProperty & Conveyancing · Litigation & Dispute Resolution · Wills & Estates · TPD & Superannuation Claims · Employment Law · Class Actions · Motor Vehicle Accidents / CTP
Verified: phone number confirmed on the firm’s website and Google
Springwood, QLD · Brisbane South & Logan
★★★★★★★★★★5.0(22)Google rating from 22 reviews, retrieved 18 Sept 2026
South East Injury Lawyers provides legal services in Springwood, QLD. Listed practice areas include Personal Injury, Public Liability and Workers Compensation.
Personal Injury+7 morePublic Liability · Workers Compensation · Health & Medical Practitioner Law · Mental Health & Guardianship Tribunal · Motor Vehicle Accidents / CTP · Business & Commercial Law · TPD & Superannuation ClaimsNo win, no fee
Verified: phone number confirmed on the firm’s website and Google
Robina, QLD · Gold Coast
★★★★★★★★★★4.6(21)Google rating from 21 reviews, retrieved 18 Sept 2026
Gold Coast Law provides legal services in Robina, QLD. Listed practice areas include Personal Injury, TPD & Superannuation Claims and Employment Law.
Personal Injury+4 moreTPD & Superannuation Claims · Employment Law · Business & Commercial Law · Workers CompensationNo win, no feeThe firm mentions no win, no fee arrangements. Confirm terms in writing.Free first consult
Verified: phone number confirmed on the firm’s website and Google
Hornsby, NSW · Sydney North Shore & Northern Beaches
★★★★★★★★★★5.0(20)Google rating from 20 reviews, retrieved 18 Sept 2026
Law Advice Compensation Lawyers provides legal services in Hornsby, NSW. Listed practice areas include Personal Injury, Workers Compensation and Public Liability.
Personal Injury+6 moreWorkers Compensation · Public Liability · Motor Vehicle Accidents / CTP · TPD & Superannuation Claims · Medical Negligence · Building & ConstructionNo win, no feeThe firm mentions no win, no fee arrangements. Confirm terms in writing.
Verified: phone number confirmed on the firm’s website and Google
Wangaratta, VIC · Hume & North East
★★★★★★★★★★4.3(18)Google rating from 18 reviews, retrieved 18 Sept 2026
Maurice Blackburn Lawyers provides legal services in Wangaratta, VIC. Listed practice areas include Class Actions, Personal Injury and Motor Vehicle Accidents / CTP.
Class Actions+7 morePersonal Injury · Motor Vehicle Accidents / CTP · Contested Wills & Family Provision · TPD & Superannuation Claims · Medical Negligence · Wills & Estates · Litigation & Dispute ResolutionNo win, no fee
Verified: phone number confirmed on the firm’s website and Google
Tweed Heads, NSW · Northern Rivers
★★★★★★★★★★4.7(18)Google rating from 18 reviews, retrieved 18 Sept 2026
Sinnamon Lawyers provides legal services in Tweed Heads, NSW. Listed practice areas include Personal Injury, TPD & Superannuation Claims and Medical Negligence.
Personal Injury+7 moreTPD & Superannuation Claims · Medical Negligence · Workers Compensation · Motor Vehicle Accidents / CTP · Public Liability · Health & Medical Practitioner Law · Mental Health & Guardianship TribunalNo win, no fee
Verified: phone number confirmed on the firm’s website and Google
Port Macquarie, NSW · Mid North Coast
★★★★★★★★★★4.5(17)Google rating from 17 reviews, retrieved 18 Sept 2026
Byrnes Lawyers provides legal services in Port Macquarie, NSW. Listed practice areas include Personal Injury, Partner & Family Visas and Motor Vehicle Accidents / CTP.
Personal Injury+8 morePartner & Family Visas · Motor Vehicle Accidents / CTP · Workers Compensation · TPD & Superannuation Claims · Public Liability · Medical Negligence · Health & Medical Practitioner Law · General Practice (regional generalist)
Verified: phone number confirmed on the firm’s website and Google
Wangaratta, VIC · Hume & North East
★★★★★★★★★★4.5(17)Google rating from 17 reviews, retrieved 18 Sept 2026
Law Advice Compensation Lawyers provides legal services in Wangaratta, VIC. Listed practice areas include Personal Injury, Workers Compensation and Public Liability.
Personal Injury+6 moreWorkers Compensation · Public Liability · Motor Vehicle Accidents / CTP · TPD & Superannuation Claims · Medical Negligence · Building & ConstructionNo win, no fee
Verified: phone number confirmed on the firm’s website and Google
Mildura, VIC · Mallee
★★★★★★★★★★4.5(17)Google rating from 17 reviews, retrieved 18 Sept 2026
Maurice Blackburn Lawyers provides legal services in Mildura, VIC. Listed practice areas include Class Actions, Personal Injury and Motor Vehicle Accidents / CTP.
Class Actions+7 morePersonal Injury · Motor Vehicle Accidents / CTP · Contested Wills & Family Provision · TPD & Superannuation Claims · Medical Negligence · Wills & Estates · Litigation & Dispute ResolutionNo win, no fee
Verified: phone number confirmed on the firm’s website and Google
Kogarah, NSW · Southern Sydney
★★★★★★★★★★3.8(13)Google rating from 13 reviews, retrieved 18 Sept 2026
Law Advice Compensation Lawyers provides legal services in Kogarah, NSW. Listed practice areas include Personal Injury, Workers Compensation and Public Liability.
Personal Injury+6 moreWorkers Compensation · Public Liability · Motor Vehicle Accidents / CTP · TPD & Superannuation Claims · Medical Negligence · Building & ConstructionNo win, no feeThe firm mentions no win, no fee arrangements. Confirm terms in writing.
Verified: phone number confirmed on the firm’s website and Google
Rockhampton City, QLD · Central Queensland
★★★★★★★★★★5.0(13)Google rating from 13 reviews, retrieved 18 Sept 2026
Shine Lawyers provides legal services in Rockhampton City, QLD. Listed practice areas include Personal Injury, Class Actions and Motor Vehicle Accidents / CTP.
Personal Injury+7 moreClass Actions · Motor Vehicle Accidents / CTP · Product Liability · TPD & Superannuation Claims · Public Liability · Insurance Law & Disputes · Medical NegligenceNo win, no feeThe firm mentions no win, no fee arrangements. Confirm terms in writing.
Verified: phone number confirmed on the firm’s website and Google
Ipswich, QLD · Ipswich
★★★★★★★★★★5.0(11)Google rating from 11 reviews, retrieved 18 Sept 2026
QLegal Lawyers provides legal services in Ipswich, QLD. Listed practice areas include Personal Injury, Motor Vehicle Accidents / CTP and Public Liability.
Personal Injury+6 moreMotor Vehicle Accidents / CTP · Public Liability · TPD & Superannuation Claims · Property & Conveyancing · Medical Negligence · Skilled & Business VisasNo win, no feeThe firm mentions no win, no fee arrangements. Confirm terms in writing.
Verified: phone number confirmed on the firm’s website and Google
Ballarat Central, VIC · Ballarat & Central Highlands
★★★★★★★★★★4.7(11)Google rating from 11 reviews, retrieved 18 Sept 2026
Ryan Carlisle Thomas Lawyers provides legal services in Ballarat Central, VIC. Listed practice areas include Wills & Estates, TPD & Superannuation Claims and Personal Injury.
Wills & Estates+7 moreTPD & Superannuation Claims · Personal Injury · Public Liability · Medical Negligence · Workers Compensation · Planning & Environment · Business & Commercial LawNo win, no fee
Verified: phone number confirmed on the firm’s website and Google
Noosaville, QLD · Sunshine Coast
★★★★★★★★★★4.1(11)Google rating from 11 reviews, retrieved 18 Sept 2026
Shine Lawyers provides legal services in Noosaville, QLD. Listed practice areas include Personal Injury, Class Actions and Motor Vehicle Accidents / CTP.
Personal Injury+7 moreClass Actions · Motor Vehicle Accidents / CTP · Product Liability · TPD & Superannuation Claims · Public Liability · Insurance Law & Disputes · Medical NegligenceNo win, no fee
Verified: phone number confirmed on the firm’s website and Google
Sawtell, NSW · Mid North Coast
★★★★★★★★★★4.8(4)Google rating from 4 reviews, retrieved 18 Sept 2026
Shine Lawyers provides legal services in Sawtell, NSW. Listed practice areas include Personal Injury, Class Actions and Motor Vehicle Accidents / CTP.
Personal Injury+7 moreClass Actions · Motor Vehicle Accidents / CTP · Product Liability · TPD & Superannuation Claims · Public Liability · Insurance Law & Disputes · Medical NegligenceNo win, no feeThe firm mentions no win, no fee arrangements. Confirm terms in writing.
Verified: phone number confirmed on the firm’s website and Google
Slacks Creek, QLD · Brisbane South & Logan
★★★★★★★★★★5.0(3)Google rating from 3 reviews, retrieved 18 Sept 2026
Revolution Law provides legal services in Slacks Creek, QLD. Listed practice areas include Personal Injury, Workers Compensation and TPD & Superannuation Claims.
Personal Injury+7 moreWorkers Compensation · TPD & Superannuation Claims · Medical Negligence · Motor Vehicle Accidents / CTP · Building & Construction · Health & Medical Practitioner Law · Bail ApplicationsFree first consult
Verified: phone number confirmed on the firm’s website and Google
Mildura, VIC · Mallee
★★★★★★★★★★5.0(3)Google rating from 3 reviews, retrieved 18 Sept 2026
Zigouras J N & Co Lawyers provides legal services in Mildura, VIC. Listed practice areas include Wills & Estates, Education Law and Medical Negligence.
Wills & Estates+7 moreEducation Law · Medical Negligence · TPD & Superannuation Claims · Workers Compensation · Probate & Estate Administration · Public Liability · Employment LawNo win, no feeThe firm mentions no win, no fee arrangements. Confirm terms in writing.
Verified: phone number confirmed on the firm’s website and Google
Bathurst, NSW · Central West & Orana
New on GoogleOnly 2 Google reviews so far, not enough for a reliable rating
KMC Legal provides legal services in Bathurst, NSW. Listed practice areas include Wills & Estates, Motor Vehicle Accidents / CTP and Personal Injury.
Wills & Estates+7 moreMotor Vehicle Accidents / CTP · Personal Injury · Medical Negligence · Workers Compensation · Estate Planning & Testamentary Trusts · Planning & Environment · TPD & Superannuation ClaimsNo win, no feeThe firm mentions no win, no fee arrangements. Confirm terms in writing.
Understand the next step
A practical guide to tpd & superannuation claims
What to discuss at the first meeting
Identify every relevant fund or policy and the period when cover may have applied. The policy terms, work history and evidence requested by the insurer are central to the assessment.
Ask about each possible policy separately rather than assuming all funds use the same test.
How the engagement may progress
01
Provide a chronology, relevant locations and employer or insurer details, together with forms and decisions already received.
02
Discuss medical, employment, incident and expense records. Ask who will obtain reports and how access, privacy and expert costs will be managed.
03
Have any offer, assessment or release explained before agreeing. Clarify what a resolution would cover and whether related claims need separate advice.
Fees and the scope of work
Ask for the written meaning of no win, no fee, including expenses, any uplift and possible other costs. The phrase alone is not enough to compare arrangements.
Ask for a written scope identifying the work you are authorising, the person responsible and when costs will be reviewed. If you only want advice on one step, say so before the firm begins wider work.
Dates to raise at first contact
Ask early about notice, claim and review limits in the relevant scheme. Keep the incident date and every insurer decision available for assessment.
Questions to ask a tpd & superannuation claims adviser
Which policy terms are being assessed?
Does the quote include a review of an adverse decision?
Which scheme or policy are you assessing?
Who pays for reports and other evidence?
What could I pay if the claim does not succeed?
Directory guidance updated 19 September 2026. General information to help you prepare for a conversation with a professional; not advice about your individual matter. Check current requirements with the relevant authority.
Good to know
Frequently asked questions
Do I have TPD cover?
Check your super statements or ask your fund. Many funds provide default cover, and you may have cover in old accounts.
What does no win, no fee mean?
You pay the lawyer's professional fees only if the claim succeeds. You may still be responsible for costs such as medical reports, and in some cases the other side's costs, so ask for a written costs agreement.
How long does a claim take?
Simple claims can settle within months. Claims involving serious injuries usually wait until your condition has stabilised so the full impact can be assessed, which can take a year or more.
