TPD lawyers claim total and permanent disability benefits and income protection through superannuation.
firms
160
regions
16
AI-generated editorial image
Many Australians have TPD and income protection insurance in their super without knowing it, sometimes across several funds. Lawyers identify policies, prepare the claim and challenge rejections through the fund, AFCA or court.
Why tpd & superannuation claims matters
Many Australians don't know they have TPD or income protection cover in their super, sometimes across several funds, worth tens or hundreds of thousands of dollars.
The Australian context
Insurance in super is regulated under superannuation and insurance law, with disputes going to the Australian Financial Complaints Authority. Definitions of total and permanent disability vary between policies.
Verified: phone number confirmed on the firm’s website and Google
Birtinya, QLD · Sunshine Coast
New on GoogleOnly 2 Google reviews so far, not enough for a reliable rating
Slater and Gordon Lawyers provides legal services in Birtinya, QLD. Listed practice areas include Motor Vehicle Accidents / CTP, Personal Injury and Class Actions.
Motor Vehicle Accidents / CTP+7 morePersonal Injury · Class Actions · Workers Compensation · Public Liability · Medical Negligence · Military & Veterans Law · TPD & Superannuation ClaimsNo win, no feeThe firm mentions no win, no fee arrangements. Confirm terms in writing.Free first consultThe firm advertises a free first consultation.2 languagesLanguages mentioned on the firm’s website: mandarin
Verified: phone number confirmed on the firm’s website and Google
Aitkenvale, QLD · Townsville & North Queensland
New on GoogleOnly 2 Google reviews so far, not enough for a reliable rating
Slater and Gordon Lawyers provides legal services in Aitkenvale, QLD. Listed practice areas include Motor Vehicle Accidents / CTP, Personal Injury and Class Actions.
Motor Vehicle Accidents / CTP+7 morePersonal Injury · Class Actions · Workers Compensation · Public Liability · Medical Negligence · Military & Veterans Law · TPD & Superannuation ClaimsNo win, no feeThe firm mentions no win, no fee arrangements. Confirm terms in writing.Free first consult
Verified: phone number confirmed on the firm’s website and Google
Ringwood, VIC · Eastern Melbourne
New on GoogleOnly 2 Google reviews so far, not enough for a reliable rating
Slater and Gordon Lawyers provides legal services in Ringwood, VIC. Listed practice areas include Motor Vehicle Accidents / CTP, Personal Injury and Class Actions.
Motor Vehicle Accidents / CTP+7 morePersonal Injury · Class Actions · Workers Compensation · Public Liability · Medical Negligence · Military & Veterans Law · TPD & Superannuation ClaimsNo win, no feeThe firm mentions no win, no fee arrangements. Confirm terms in writing.
Verified: phone number confirmed on the firm’s website and Google
Dubbo, NSW · Central West & Orana
New on GoogleOnly 2 Google reviews so far, not enough for a reliable rating
Slater and Gordon Lawyers provides legal services in Dubbo, NSW. Listed practice areas include Motor Vehicle Accidents / CTP, Personal Injury and Class Actions.
Motor Vehicle Accidents / CTP+7 morePersonal Injury · Class Actions · Workers Compensation · Public Liability · Medical Negligence · Military & Veterans Law · TPD & Superannuation ClaimsNo win, no feeThe firm mentions no win, no fee arrangements. Confirm terms in writing.Free first consult
Verified: phone number confirmed on the firm’s website and Google
Toowoomba City, QLD · Toowoomba & Darling Downs
New on GoogleOnly 2 Google reviews so far, not enough for a reliable rating
Slater and Gordon Lawyers provides legal services in Toowoomba City, QLD. Listed practice areas include Motor Vehicle Accidents / CTP, Personal Injury and Class Actions.
Motor Vehicle Accidents / CTP+7 morePersonal Injury · Class Actions · Workers Compensation · Public Liability · Medical Negligence · Military & Veterans Law · TPD & Superannuation ClaimsNo win, no feeThe firm mentions no win, no fee arrangements. Confirm terms in writing.Free first consult
Verified: phone number confirmed on the firm’s website and Google
Coffs Harbour, NSW · Mid North Coast
New on GoogleOnly 1 Google review so far, not enough for a reliable rating
Monaco Compensation Lawyers Noosaville provides legal services in Coffs Harbour, NSW. Listed practice areas include Workers Compensation, TPD & Superannuation Claims and Motor Vehicle Accidents / CTP.
Workers Compensation+7 moreTPD & Superannuation Claims · Motor Vehicle Accidents / CTP · Personal Injury · Public Liability · Contested Wills & Family Provision · Medical Negligence · Litigation & Dispute ResolutionNo win, no feeThe firm mentions no win, no fee arrangements. Confirm terms in writing.
Verified: phone number confirmed on the firm’s website and Google
Cronulla, NSW · Southern Sydney
Law Advice Compensation Lawyers provides legal services in Cronulla, NSW. Listed practice areas include Personal Injury, Workers Compensation and Public Liability.
Personal Injury+6 moreWorkers Compensation · Public Liability · Motor Vehicle Accidents / CTP · TPD & Superannuation Claims · Medical Negligence · Building & ConstructionNo win, no feeThe firm mentions no win, no fee arrangements. Confirm terms in writing.Free first consultThe firm advertises a free first consultation.
Verified: phone number confirmed on the firm’s website and Google
Chatswood, NSW · Sydney North Shore & Northern Beaches
Law Advice Compensation Lawyers provides legal services in Chatswood, NSW. Listed practice areas include Personal Injury, Workers Compensation and Public Liability.
Personal Injury+6 moreWorkers Compensation · Public Liability · Motor Vehicle Accidents / CTP · TPD & Superannuation Claims · Medical Negligence · Building & ConstructionNo win, no feeThe firm mentions no win, no fee arrangements. Confirm terms in writing.Free first consultThe firm advertises a free first consultation.
Verified: phone number confirmed on the firm’s website and Google
Wyong, NSW · Central Coast
Law Advice Compensation Lawyers provides legal services in Wyong, NSW. Listed practice areas include Personal Injury, Workers Compensation and Public Liability.
Personal Injury+6 moreWorkers Compensation · Public Liability · Motor Vehicle Accidents / CTP · TPD & Superannuation Claims · Medical Negligence · Building & ConstructionNo win, no feeThe firm mentions no win, no fee arrangements. Confirm terms in writing.Free first consultThe firm advertises a free first consultation.
Verified: phone number confirmed on the firm’s website and Google
Bondi Junction, NSW · Eastern Suburbs & Inner West
Law Advice Compensation Lawyers provides legal services in Bondi Junction, NSW. Listed practice areas include Personal Injury, Workers Compensation and Public Liability.
Personal Injury+6 moreWorkers Compensation · Public Liability · Motor Vehicle Accidents / CTP · TPD & Superannuation Claims · Medical Negligence · Building & ConstructionNo win, no feeThe firm mentions no win, no fee arrangements. Confirm terms in writing.Free first consultThe firm advertises a free first consultation.
Verified: phone number confirmed on the firm’s website and Google
Erina, NSW · Central Coast
Monaco Compensation Lawyers Noosaville provides legal services in Erina, NSW. Listed practice areas include Personal Injury, Partner & Family Visas and Motor Vehicle Accidents / CTP.
Personal Injury+7 morePartner & Family Visas · Motor Vehicle Accidents / CTP · TPD & Superannuation Claims · Workers Compensation · Public Liability · Medical Negligence · Health & Medical Practitioner LawNo win, no feeThe firm mentions no win, no fee arrangements. Confirm terms in writing.Free first consultThe firm advertises a free first consultation.
Verified: phone number confirmed on the firm’s website and Google
Batemans Bay, NSW · South Coast
Schofield King Lawyers provides legal services in Batemans Bay, NSW. Listed practice areas include Medical Negligence, Personal Injury and Workers Compensation.
Medical Negligence+3 morePersonal Injury · Workers Compensation · TPD & Superannuation ClaimsNo win, no feeThe firm mentions no win, no fee arrangements. Confirm terms in writing.Free first consultThe firm advertises a free first consultation.
Verified: phone number confirmed on the firm’s website and Google
Kempsey, NSW · Mid North Coast
Schofield King Lawyers provides legal services in Kempsey, NSW. Listed practice areas include Medical Negligence, Personal Injury and Workers Compensation.
Medical Negligence+3 morePersonal Injury · Workers Compensation · TPD & Superannuation ClaimsNo win, no feeThe firm mentions no win, no fee arrangements. Confirm terms in writing.Free first consultThe firm advertises a free first consultation.
★★★★★★★★★★4.9(292)Google rating from 292 reviews, retrieved 18 Sept 2026
Top rated4.8★ or higher from at least 50 Google reviews
Ascent Lawyers 逸升法律 provides legal services in Eight Mile Plains, QLD. Listed practice areas include Motor Vehicle Accidents / CTP, Personal Injury and TPD & Superannuation Claims.
Motor Vehicle Accidents / CTP+5 morePersonal Injury · TPD & Superannuation Claims · Building & Construction · Workers Compensation · Administrative & Government Law
★★★★★★★★★★3.9(209)Google rating from 209 reviews, retrieved 18 Sept 2026
Slater and Gordon Lawyers provides legal services in Perth, WA. Listed practice areas include Motor Vehicle Accidents / CTP, Personal Injury and Class Actions.
Motor Vehicle Accidents / CTP+7 morePersonal Injury · Class Actions · Workers Compensation · Public Liability · Medical Negligence · Military & Veterans Law · TPD & Superannuation ClaimsNo win, no feeThe firm mentions no win, no fee arrangements. Confirm terms in writing.Free first consultThe firm advertises a free first consultation.
★★★★★★★★★★4.8(176)Google rating from 176 reviews, retrieved 18 Sept 2026
Top rated4.8★ or higher from at least 50 Google reviews
Maurice Blackburn Lawyers provides legal services in Foster, VIC. Listed practice areas include Class Actions, Personal Injury and Motor Vehicle Accidents / CTP.
Class Actions+7 morePersonal Injury · Motor Vehicle Accidents / CTP · Contested Wills & Family Provision · TPD & Superannuation Claims · Medical Negligence · Wills & Estates · Litigation & Dispute ResolutionNo win, no fee
★★★★★★★★★★4.9(167)Google rating from 167 reviews, retrieved 18 Sept 2026
Top rated4.8★ or higher from at least 50 Google reviews
Tolson & Co provides legal services in Melbourne, VIC. Listed practice areas include Personal Injury, Workers Compensation and Public Liability.
Personal Injury+7 moreWorkers Compensation · Public Liability · Medical Negligence · Motor Vehicle Accidents / CTP · Aviation Law · Health & Medical Practitioner Law · TPD & Superannuation ClaimsNo win, no feeThe firm mentions no win, no fee arrangements. Confirm terms in writing.
★★★★★★★★★★4.9(127)Google rating from 127 reviews, retrieved 18 Sept 2026
Top rated4.8★ or higher from at least 50 Google reviews
Shine Lawyers provides legal services in Strathpine, QLD. Listed practice areas include Personal Injury, Class Actions and Motor Vehicle Accidents / CTP.
Personal Injury+7 moreClass Actions · Motor Vehicle Accidents / CTP · Product Liability · TPD & Superannuation Claims · Public Liability · Insurance Law & Disputes · Medical NegligenceNo win, no fee
★★★★★★★★★★4.9(127)Google rating from 127 reviews, retrieved 18 Sept 2026
Top rated4.8★ or higher from at least 50 Google reviews
Shine Lawyers provides legal services in North Lakes, QLD. Listed practice areas include Personal Injury, Class Actions and Motor Vehicle Accidents / CTP.
Personal Injury+7 moreClass Actions · Motor Vehicle Accidents / CTP · Product Liability · TPD & Superannuation Claims · Public Liability · Insurance Law & Disputes · Medical NegligenceNo win, no fee
★★★★★★★★★★4.6(123)Google rating from 123 reviews, retrieved 18 Sept 2026
Blumers Personal Injury Lawyers provides legal services in Canberra, ACT. Listed practice areas include Workers Compensation, Personal Injury and Medical Negligence.
Workers Compensation+5 morePersonal Injury · Medical Negligence · Public Liability · Motor Vehicle Accidents / CTP · TPD & Superannuation ClaimsNo win, no feeThe firm mentions no win, no fee arrangements. Confirm terms in writing.Free first consultThe firm advertises a free first consultation.
★★★★★★★★★★4.8(123)Google rating from 123 reviews, retrieved 18 Sept 2026
Top rated4.8★ or higher from at least 50 Google reviews
Tolson & Co provides legal services in Hobart, TAS. Listed practice areas include Personal Injury, Workers Compensation and Public Liability.
Personal Injury+7 moreWorkers Compensation · Public Liability · Medical Negligence · Motor Vehicle Accidents / CTP · Aviation Law · Health & Medical Practitioner Law · TPD & Superannuation ClaimsNo win, no feeThe firm mentions no win, no fee arrangements. Confirm terms in writing.
★★★★★★★★★★4.8(117)Google rating from 117 reviews, retrieved 18 Sept 2026
Top rated4.8★ or higher from at least 50 Google reviews
Access Legal Solicitors provides legal services in Cabramatta, NSW. Listed practice areas include Personal Injury, Motor Vehicle Accidents / CTP and Workers Compensation.
Personal Injury+6 moreMotor Vehicle Accidents / CTP · Workers Compensation · Public Liability · TPD & Superannuation Claims · Medical Negligence · Business & Commercial LawNo win, no fee
★★★★★★★★★★4.8(102)Google rating from 102 reviews, retrieved 18 Sept 2026
Top rated4.8★ or higher from at least 50 Google reviews
Maurice Blackburn Lawyers provides legal services in Darwin City, NT. Listed practice areas include Class Actions, Personal Injury and Motor Vehicle Accidents / CTP.
Class Actions+7 morePersonal Injury · Motor Vehicle Accidents / CTP · Contested Wills & Family Provision · TPD & Superannuation Claims · Medical Negligence · Wills & Estates · Litigation & Dispute Resolution
★★★★★★★★★★4.0(102)Google rating from 102 reviews, retrieved 18 Sept 2026
Maurice Blackburn Lawyers provides legal services in Sydney, NSW. Listed practice areas include Class Actions, Personal Injury and Motor Vehicle Accidents / CTP.
Class Actions+7 morePersonal Injury · Motor Vehicle Accidents / CTP · Contested Wills & Family Provision · TPD & Superannuation Claims · Medical Negligence · Wills & Estates · Litigation & Dispute ResolutionNo win, no feeThe firm mentions no win, no fee arrangements. Confirm terms in writing.6 languages
Understand the next step
A practical guide to tpd & superannuation claims
What to discuss at the first meeting
Identify every relevant fund or policy and the period when cover may have applied. The policy terms, work history and evidence requested by the insurer are central to the assessment.
Ask about each possible policy separately rather than assuming all funds use the same test.
How the engagement may progress
01
Provide a chronology, relevant locations and employer or insurer details, together with forms and decisions already received.
02
Discuss medical, employment, incident and expense records. Ask who will obtain reports and how access, privacy and expert costs will be managed.
03
Have any offer, assessment or release explained before agreeing. Clarify what a resolution would cover and whether related claims need separate advice.
Fees and the scope of work
Ask for the written meaning of no win, no fee, including expenses, any uplift and possible other costs. The phrase alone is not enough to compare arrangements.
Ask for a written scope identifying the work you are authorising, the person responsible and when costs will be reviewed. If you only want advice on one step, say so before the firm begins wider work.
Dates to raise at first contact
Ask early about notice, claim and review limits in the relevant scheme. Keep the incident date and every insurer decision available for assessment.
Questions to ask a tpd & superannuation claims adviser
Which policy terms are being assessed?
Does the quote include a review of an adverse decision?
Which scheme or policy are you assessing?
Who pays for reports and other evidence?
What could I pay if the claim does not succeed?
Directory guidance updated 19 September 2026. General information to help you prepare for a conversation with a professional; not advice about your individual matter. Check current requirements with the relevant authority.
Good to know
Frequently asked questions
Do I have TPD cover?
Check your super statements or ask your fund. Many funds provide default cover, and you may have cover in old accounts.
What does no win, no fee mean?
You pay the lawyer's professional fees only if the claim succeeds. You may still be responsible for costs such as medical reports, and in some cases the other side's costs, so ask for a written costs agreement.
How long does a claim take?
Simple claims can settle within months. Claims involving serious injuries usually wait until your condition has stabilised so the full impact can be assessed, which can take a year or more.
