TPD lawyers claim total and permanent disability benefits and income protection through superannuation.
firms
160
regions
16
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Many Australians have TPD and income protection insurance in their super without knowing it, sometimes across several funds. Lawyers identify policies, prepare the claim and challenge rejections through the fund, AFCA or court.
Why tpd & superannuation claims matters
Many Australians don't know they have TPD or income protection cover in their super, sometimes across several funds, worth tens or hundreds of thousands of dollars.
The Australian context
Insurance in super is regulated under superannuation and insurance law, with disputes going to the Australian Financial Complaints Authority. Definitions of total and permanent disability vary between policies.
Verified: phone number confirmed on the firm’s website and Google
South Perth, WA · Perth South
★★★★★★★★★★4.9(551)Google rating from 551 reviews, retrieved 18 Sept 2026
Top rated4.8★ or higher from at least 50 Google reviews
Stephen Browne Personal Injury Lawyers provides legal services in South Perth, WA. Listed practice areas include Motor Vehicle Accidents / CTP, Personal Injury and Public Liability.
Motor Vehicle Accidents / CTP+7 morePersonal Injury · Public Liability · TPD & Superannuation Claims · Medical Negligence · Aviation Law · Workers Compensation · Property & ConveyancingNo win, no feeThe firm mentions no win, no fee arrangements. Confirm terms in writing.Free first consultThe firm advertises a free first consultation.
Verified: phone number confirmed on the firm’s website and Google
Loganholme, QLD · Brisbane South & Logan
★★★★★★★★★★4.7(310)Google rating from 310 reviews, retrieved 18 Sept 2026
RHC Solicitors & Conveyancers provides legal services in Loganholme, QLD. Listed practice areas include Property & Conveyancing, Wills & Estates and Business & Commercial Law.
Property & Conveyancing+15 moreWills & Estates · Business & Commercial Law · Family Law · Buying or Selling a Business · Estate Planning & Testamentary Trusts · Planning & Environment · Commercial Property & Leasing · Motor Vehicle Accidents / CTP · Personal Injury · Class Actions · Workers Compensation · Public Liability · Medical Negligence · Military & Veterans Law · TPD & Superannuation Claims
Verified: phone number confirmed on the firm’s website and Google
Brisbane City, QLD · Brisbane CBD
★★★★★★★★★★5.0(292)Google rating from 292 reviews, retrieved 18 Sept 2026
Top rated4.8★ or higher from at least 50 Google reviews
WKB Lawyers provides legal services in Brisbane City, QLD. Listed practice areas include TPD & Superannuation Claims, Property & Conveyancing and Personal Injury.
TPD & Superannuation Claims+5 moreProperty & Conveyancing · Personal Injury · Health & Medical Practitioner Law · Business & Commercial Law · Skilled & Business Visas
Verified: phone number confirmed on the firm’s website and Google
Parramatta, NSW · Western Sydney
★★★★★★★★★★4.9(225)Google rating from 225 reviews, retrieved 18 Sept 2026
Top rated4.8★ or higher from at least 50 Google reviews
Withstand Lawyers provides legal services in Parramatta, NSW. Listed practice areas include Personal Injury, Public Liability and Motor Vehicle Accidents / CTP.
Personal Injury+6 morePublic Liability · Motor Vehicle Accidents / CTP · Workers Compensation · Medical Negligence · Litigation & Dispute Resolution · TPD & Superannuation Claims
Verified: phone number confirmed on the firm’s website and Google
Melbourne, VIC · Melbourne CBD
★★★★★★★★★★4.2(219)Google rating from 219 reviews, retrieved 18 Sept 2026
Slater and Gordon Lawyers provides legal services in Melbourne, VIC. Listed practice areas include Motor Vehicle Accidents / CTP, Personal Injury and Class Actions.
Motor Vehicle Accidents / CTP+7 morePersonal Injury · Class Actions · Workers Compensation · Public Liability · Medical Negligence · Military & Veterans Law · TPD & Superannuation ClaimsNo win, no fee
Verified: phone number confirmed on the firm’s website and Google
Joondalup, WA · Perth North
★★★★★★★★★★3.9(209)Google rating from 209 reviews, retrieved 18 Sept 2026
Slater and Gordon Lawyers provides legal services in Joondalup, WA. Listed practice areas include Motor Vehicle Accidents / CTP, Personal Injury and Class Actions.
Motor Vehicle Accidents / CTP+7 morePersonal Injury · Class Actions · Workers Compensation · Public Liability · Medical Negligence · Military & Veterans Law · TPD & Superannuation ClaimsNo win, no fee
Verified: phone number confirmed on the firm’s website and Google
Buderim, QLD · Sunshine Coast
★★★★★★★★★★4.9(202)Google rating from 202 reviews, retrieved 18 Sept 2026
Top rated4.8★ or higher from at least 50 Google reviews
Maurice Blackburn Lawyers provides legal services in Buderim, QLD. Listed practice areas include Class Actions, Personal Injury and Motor Vehicle Accidents / CTP.
Class Actions+7 morePersonal Injury · Motor Vehicle Accidents / CTP · Contested Wills & Family Provision · TPD & Superannuation Claims · Medical Negligence · Wills & Estates · Litigation & Dispute Resolution
Verified: phone number confirmed on the firm’s website and Google
Sydney, NSW · Sydney CBD
★★★★★★★★★★4.9(146)Google rating from 146 reviews, retrieved 18 Sept 2026
Top rated4.8★ or higher from at least 50 Google reviews
Young & Young Lawyers provides legal services in Sydney, NSW. Listed practice areas include Personal Injury, Motor Vehicle Accidents / CTP and Workers Compensation.
Personal Injury+7 moreMotor Vehicle Accidents / CTP · Workers Compensation · Public Liability · Medical Negligence · Health & Medical Practitioner Law · Mental Health & Guardianship Tribunal · TPD & Superannuation Claims
Verified: phone number confirmed on the firm’s website and Google
Deception Bay, QLD · Brisbane North & Moreton Bay
★★★★★★★★★★4.4(137)Google rating from 137 reviews, retrieved 18 Sept 2026
Slater and Gordon Lawyers provides legal services in Deception Bay, QLD. Listed practice areas include Motor Vehicle Accidents / CTP, Personal Injury and Class Actions.
Motor Vehicle Accidents / CTP+7 morePersonal Injury · Class Actions · Workers Compensation · Public Liability · Medical Negligence · Military & Veterans Law · TPD & Superannuation Claims
Verified: phone number confirmed on the firm’s website and Google
Geelong, VIC · Geelong & Surf Coast
★★★★★★★★★★4.9(127)Google rating from 127 reviews, retrieved 18 Sept 2026
Top rated4.8★ or higher from at least 50 Google reviews
Maurice Blackburn Lawyers provides legal services in Geelong, VIC. Listed practice areas include Class Actions, Personal Injury and Motor Vehicle Accidents / CTP.
Class Actions+7 morePersonal Injury · Motor Vehicle Accidents / CTP · Contested Wills & Family Provision · TPD & Superannuation Claims · Medical Negligence · Wills & Estates · Litigation & Dispute Resolution
Verified: phone number confirmed on the firm’s website and Google
Parramatta, NSW · Western Sydney
★★★★★★★★★★4.8(127)Google rating from 127 reviews, retrieved 18 Sept 2026
Top rated4.8★ or higher from at least 50 Google reviews
Turner Freeman Lawyers provides legal services in Parramatta, NSW. Listed practice areas include Personal Injury, Property & Conveyancing and Litigation & Dispute Resolution.
Personal Injury+7 moreProperty & Conveyancing · Litigation & Dispute Resolution · Wills & Estates · TPD & Superannuation Claims · Employment Law · Class Actions · Motor Vehicle Accidents / CTP
Verified: phone number confirmed on the firm’s website and Google
Brisbane City, QLD · Brisbane CBD
★★★★★★★★★★5.0(125)Google rating from 125 reviews, retrieved 18 Sept 2026
Top rated4.8★ or higher from at least 50 Google reviews
Berrill & Watson Lawyers Brisbane provides legal services in Brisbane City, QLD. Listed practice areas include TPD & Superannuation Claims, Class Actions and Insurance Law & Disputes.
TPD & Superannuation Claims+6 moreClass Actions · Insurance Law & Disputes · Business & Commercial Law · Health & Medical Practitioner Law · Mental Health & Guardianship Tribunal · Fraud & White Collar Crime
Verified: phone number confirmed on the firm’s website and Google
Mundingburra, QLD · Townsville & North Queensland
★★★★★★★★★★4.8(120)Google rating from 120 reviews, retrieved 18 Sept 2026
Top rated4.8★ or higher from at least 50 Google reviews
Shine Lawyers provides legal services in Mundingburra, QLD. Listed practice areas include Personal Injury, Class Actions and Motor Vehicle Accidents / CTP.
Personal Injury+7 moreClass Actions · Motor Vehicle Accidents / CTP · Product Liability · TPD & Superannuation Claims · Public Liability · Insurance Law & Disputes · Medical Negligence
Verified: phone number confirmed on the firm’s website and Google
East Toowoomba, QLD · Toowoomba & Darling Downs
★★★★★★★★★★4.8(116)Google rating from 116 reviews, retrieved 18 Sept 2026
Top rated4.8★ or higher from at least 50 Google reviews
Shine Lawyers provides legal services in East Toowoomba, QLD. Listed practice areas include Personal Injury, Class Actions and Motor Vehicle Accidents / CTP.
Personal Injury+7 moreClass Actions · Motor Vehicle Accidents / CTP · Product Liability · TPD & Superannuation Claims · Public Liability · Insurance Law & Disputes · Medical Negligence
Verified: phone number confirmed on the firm’s website and Google
Swan Hill, VIC · Mallee
★★★★★★★★★★4.8(100)Google rating from 100 reviews, retrieved 18 Sept 2026
Top rated4.8★ or higher from at least 50 Google reviews
Joliman Lawyers provides legal services in Swan Hill, VIC. Listed practice areas include Workers Compensation, TPD & Superannuation Claims and Personal Injury.
Workers Compensation+4 moreTPD & Superannuation Claims · Personal Injury · Litigation & Dispute Resolution · General Practice (regional generalist)
Verified: phone number confirmed on the firm’s website and Google
Sunshine, VIC · Western Melbourne
★★★★★★★★★★4.6(77)Google rating from 77 reviews, retrieved 18 Sept 2026
Slater and Gordon Lawyers provides legal services in Sunshine, VIC. Listed practice areas include Motor Vehicle Accidents / CTP, Personal Injury and Class Actions.
Motor Vehicle Accidents / CTP+7 morePersonal Injury · Class Actions · Workers Compensation · Public Liability · Medical Negligence · Military & Veterans Law · TPD & Superannuation ClaimsNo win, no fee
Verified: phone number confirmed on the firm’s website and Google
Logan Central, QLD · Brisbane South & Logan
★★★★★★★★★★4.6(57)Google rating from 57 reviews, retrieved 18 Sept 2026
Shine Lawyers provides legal services in Logan Central, QLD. Listed practice areas include Personal Injury, Class Actions and Motor Vehicle Accidents / CTP.
Personal Injury+7 moreClass Actions · Motor Vehicle Accidents / CTP · Product Liability · TPD & Superannuation Claims · Public Liability · Insurance Law & Disputes · Medical NegligenceNo win, no fee
Verified: phone number confirmed on the firm’s website and Google
Chermside, QLD · Brisbane North & Moreton Bay
★★★★★★★★★★4.8(52)Google rating from 52 reviews, retrieved 18 Sept 2026
Top rated4.8★ or higher from at least 50 Google reviews
Shine Lawyers provides legal services in Chermside, QLD. Listed practice areas include Personal Injury, Class Actions and Motor Vehicle Accidents / CTP.
Personal Injury+7 moreClass Actions · Motor Vehicle Accidents / CTP · Product Liability · TPD & Superannuation Claims · Public Liability · Insurance Law & Disputes · Medical Negligence
Verified: phone number confirmed on the firm’s website and Google
Townsville, QLD · Townsville & North Queensland
★★★★★★★★★★4.8(50)Google rating from 50 reviews, retrieved 18 Sept 2026
Top rated4.8★ or higher from at least 50 Google reviews
Purcell Taylor Lawyers provides legal services in Townsville, QLD. Listed practice areas include Wills & Estates, Litigation & Dispute Resolution and Business & Commercial Law.
Wills & Estates+7 moreLitigation & Dispute Resolution · Business & Commercial Law · Property & Conveyancing · TPD & Superannuation Claims · Criminal Law · Family Law · Personal Injury
Verified: phone number confirmed on the firm’s website and Google
Traralgon, VIC · Gippsland
★★★★★★★★★★4.0(49)Google rating from 49 reviews, retrieved 18 Sept 2026
Ryan Carlisle Thomas Lawyers provides legal services in Traralgon, VIC. Listed practice areas include Wills & Estates, TPD & Superannuation Claims and Personal Injury.
Wills & Estates+7 moreTPD & Superannuation Claims · Personal Injury · Public Liability · Medical Negligence · Workers Compensation · Planning & Environment · Business & Commercial Law
Verified: phone number confirmed on the firm’s website and Google
Bundaberg Central, QLD · Wide Bay-Burnett
★★★★★★★★★★4.9(47)Google rating from 47 reviews, retrieved 18 Sept 2026
Maurice Blackburn Lawyers provides legal services in Bundaberg Central, QLD. Listed practice areas include Class Actions, Personal Injury and Motor Vehicle Accidents / CTP.
Class Actions+7 morePersonal Injury · Motor Vehicle Accidents / CTP · Contested Wills & Family Provision · TPD & Superannuation Claims · Medical Negligence · Wills & Estates · Litigation & Dispute ResolutionNo win, no fee
Verified: phone number confirmed on the firm’s website and Google
Perth, WA · Perth CBD
★★★★★★★★★★4.8(45)Google rating from 45 reviews, retrieved 18 Sept 2026
Turner Freeman Lawyers provides legal services in Perth, WA. Listed practice areas include Personal Injury, Property & Conveyancing and Litigation & Dispute Resolution.
Personal Injury+7 moreProperty & Conveyancing · Litigation & Dispute Resolution · Wills & Estates · TPD & Superannuation Claims · Employment Law · Class Actions · Motor Vehicle Accidents / CTPNo win, no feeThe firm mentions no win, no fee arrangements. Confirm terms in writing.
Verified: phone number confirmed on the firm’s website and Google
Robina, QLD · Gold Coast
★★★★★★★★★★4.7(31)Google rating from 31 reviews, retrieved 18 Sept 2026
Shine Lawyers provides legal services in Robina, QLD. Listed practice areas include Personal Injury, Class Actions and Motor Vehicle Accidents / CTP.
Personal Injury+7 moreClass Actions · Motor Vehicle Accidents / CTP · Product Liability · TPD & Superannuation Claims · Public Liability · Insurance Law & Disputes · Medical NegligenceNo win, no feeThe firm mentions no win, no fee arrangements. Confirm terms in writing.
Understand the next step
A practical guide to tpd & superannuation claims
What to discuss at the first meeting
Identify every relevant fund or policy and the period when cover may have applied. The policy terms, work history and evidence requested by the insurer are central to the assessment.
Ask about each possible policy separately rather than assuming all funds use the same test.
How the engagement may progress
01
Provide a chronology, relevant locations and employer or insurer details, together with forms and decisions already received.
02
Discuss medical, employment, incident and expense records. Ask who will obtain reports and how access, privacy and expert costs will be managed.
03
Have any offer, assessment or release explained before agreeing. Clarify what a resolution would cover and whether related claims need separate advice.
Fees and the scope of work
Ask for the written meaning of no win, no fee, including expenses, any uplift and possible other costs. The phrase alone is not enough to compare arrangements.
Ask for a written scope identifying the work you are authorising, the person responsible and when costs will be reviewed. If you only want advice on one step, say so before the firm begins wider work.
Dates to raise at first contact
Ask early about notice, claim and review limits in the relevant scheme. Keep the incident date and every insurer decision available for assessment.
Questions to ask a tpd & superannuation claims adviser
Which policy terms are being assessed?
Does the quote include a review of an adverse decision?
Which scheme or policy are you assessing?
Who pays for reports and other evidence?
What could I pay if the claim does not succeed?
Directory guidance updated 19 September 2026. General information to help you prepare for a conversation with a professional; not advice about your individual matter. Check current requirements with the relevant authority.
Good to know
Frequently asked questions
Do I have TPD cover?
Check your super statements or ask your fund. Many funds provide default cover, and you may have cover in old accounts.
What does no win, no fee mean?
You pay the lawyer's professional fees only if the claim succeeds. You may still be responsible for costs such as medical reports, and in some cases the other side's costs, so ask for a written costs agreement.
How long does a claim take?
Simple claims can settle within months. Claims involving serious injuries usually wait until your condition has stabilised so the full impact can be assessed, which can take a year or more.
