TPD lawyers claim total and permanent disability benefits and income protection through superannuation.
firms
160
regions
16
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Many Australians have TPD and income protection insurance in their super without knowing it, sometimes across several funds. Lawyers identify policies, prepare the claim and challenge rejections through the fund, AFCA or court.
Why tpd & superannuation claims matters
Many Australians don't know they have TPD or income protection cover in their super, sometimes across several funds, worth tens or hundreds of thousands of dollars.
The Australian context
Insurance in super is regulated under superannuation and insurance law, with disputes going to the Australian Financial Complaints Authority. Definitions of total and permanent disability vary between policies.
★★★★★★★★★★4.7(19)Google rating from 19 reviews, retrieved 18 Sept 2026
Shine Lawyers provides legal services in Canberra, ACT. Listed practice areas include Personal Injury, Class Actions and Motor Vehicle Accidents / CTP.
Personal Injury+7 moreClass Actions · Motor Vehicle Accidents / CTP · Product Liability · TPD & Superannuation Claims · Public Liability · Insurance Law & Disputes · Medical NegligenceNo win, no feeThe firm mentions no win, no fee arrangements. Confirm terms in writing.Free first consultThe firm advertises a free first consultation.4 languagesLanguages mentioned on the firm’s website: vietnamese, hindi, filipino
★★★★★★★★★★4.3(17)Google rating from 17 reviews, retrieved 18 Sept 2026
Turner Freeman Lawyers provides legal services in Wollongong, NSW. Listed practice areas include Personal Injury, Property & Conveyancing and Litigation & Dispute Resolution.
Personal Injury+7 moreProperty & Conveyancing · Litigation & Dispute Resolution · Wills & Estates · TPD & Superannuation Claims · Employment Law · Class Actions · Motor Vehicle Accidents / CTPNo win, no feeThe firm mentions no win, no fee arrangements. Confirm terms in writing.Free first consult
★★★★★★★★★★4.3(15)Google rating from 15 reviews, retrieved 18 Sept 2026
Shine Lawyers provides legal services in Caboolture, QLD. Listed practice areas include Personal Injury, Class Actions and Motor Vehicle Accidents / CTP.
Personal Injury+7 moreClass Actions · Motor Vehicle Accidents / CTP · Product Liability · TPD & Superannuation Claims · Public Liability · Insurance Law & Disputes · Medical NegligenceNo win, no feeThe firm mentions no win, no fee arrangements. Confirm terms in writing.Free first consult
★★★★★★★★★★4.1(14)Google rating from 14 reviews, retrieved 18 Sept 2026
McDonnell Schroder provides legal services in Blacktown, NSW. Listed practice areas include Workers Compensation, Property & Conveyancing and Wills & Estates.
Workers Compensation+7 moreProperty & Conveyancing · Wills & Estates · Motor Vehicle Accidents / CTP · TPD & Superannuation Claims · Family Law · Litigation & Dispute Resolution · Personal InjuryFree first consultThe firm advertises a free first consultation.2 languagesLanguages mentioned on the firm’s website: auslan
★★★★★★★★★★4.3(12)Google rating from 12 reviews, retrieved 18 Sept 2026
Ryan Carlisle Thomas Lawyers provides legal services in Werribee, VIC. Listed practice areas include Wills & Estates, TPD & Superannuation Claims and Personal Injury.
Wills & Estates+7 moreTPD & Superannuation Claims · Personal Injury · Public Liability · Medical Negligence · Workers Compensation · Planning & Environment · Business & Commercial LawNo win, no feeThe firm mentions no win, no fee arrangements. Confirm terms in writing.Free first consult
★★★★★★★★★★4.7(11)Google rating from 11 reviews, retrieved 18 Sept 2026
Brown & Proudfoot provides legal services in Castlemaine, VIC. Listed practice areas include Property & Conveyancing, Business & Commercial Law and Litigation & Dispute Resolution.
Property & Conveyancing+15 moreBusiness & Commercial Law · Litigation & Dispute Resolution · Building & Construction · Wills & Estates · Family Law · Powers of Attorney & Guardianship · Personal Injury · Class Actions · Motor Vehicle Accidents / CTP · Contested Wills & Family Provision · TPD & Superannuation Claims · Medical Negligence · Planning & Environment · Estate Planning & Testamentary Trusts · Immigration & Visas
★★★★★★★★★★4.3(10)Google rating from 10 reviews, retrieved 18 Sept 2026
Turner Freeman Lawyers provides legal services in Logan Central, QLD. Listed practice areas include Personal Injury, Property & Conveyancing and Litigation & Dispute Resolution.
Personal Injury+7 moreProperty & Conveyancing · Litigation & Dispute Resolution · Wills & Estates · TPD & Superannuation Claims · Employment Law · Class Actions · Motor Vehicle Accidents / CTPNo win, no feeThe firm mentions no win, no fee arrangements. Confirm terms in writing.
★★★★★★★★★★5.0(9)Google rating from 9 reviews, retrieved 18 Sept 2026
Tolson & Co provides legal services in Taree, NSW. Listed practice areas include Personal Injury, Workers Compensation and Public Liability.
Personal Injury+7 moreWorkers Compensation · Public Liability · Medical Negligence · Motor Vehicle Accidents / CTP · Aviation Law · Health & Medical Practitioner Law · TPD & Superannuation ClaimsNo win, no feeThe firm mentions no win, no fee arrangements. Confirm terms in writing.
★★★★★★★★★★5.0(7)Google rating from 7 reviews, retrieved 18 Sept 2026
Cairns Injury Lawyers provides legal services in Cairns City, QLD. Listed practice areas include Personal Injury, Workers Compensation and Public Liability.
Personal Injury+4 moreWorkers Compensation · Public Liability · Motor Vehicle Accidents / CTP · TPD & Superannuation ClaimsNo win, no feeThe firm mentions no win, no fee arrangements. Confirm terms in writing.Free first consultThe firm advertises a free first consultation.
★★★★★★★★★★3.7(6)Google rating from 6 reviews, retrieved 18 Sept 2026
Monaco Compensation Lawyers Noosaville provides legal services in Brisbane City, QLD. Listed practice areas include Workers Compensation, TPD & Superannuation Claims and Motor Vehicle Accidents / CTP.
Workers Compensation+7 moreTPD & Superannuation Claims · Motor Vehicle Accidents / CTP · Personal Injury · Public Liability · Contested Wills & Family Provision · Medical Negligence · Litigation & Dispute ResolutionNo win, no feeThe firm mentions no win, no fee arrangements. Confirm terms in writing.Free first consult
★★★★★★★★★★4.2(5)Google rating from 5 reviews, retrieved 18 Sept 2026
Ryan Carlisle Thomas Lawyers provides legal services in Melbourne, VIC. Listed practice areas include Wills & Estates, TPD & Superannuation Claims and Personal Injury.
Wills & Estates+7 moreTPD & Superannuation Claims · Personal Injury · Public Liability · Medical Negligence · Workers Compensation · Planning & Environment · Business & Commercial LawNo win, no feeThe firm mentions no win, no fee arrangements. Confirm terms in writing.Free first consult
★★★★★★★★★★5.0(5)Google rating from 5 reviews, retrieved 18 Sept 2026
South East Injury Lawyers provides legal services in Brookwater, QLD. Listed practice areas include Personal Injury, Health & Medical Practitioner Law and Public Liability.
Personal Injury+7 moreHealth & Medical Practitioner Law · Public Liability · Workers Compensation · Mental Health & Guardianship Tribunal · Motor Vehicle Accidents / CTP · Building & Construction · TPD & Superannuation ClaimsNo win, no feeThe firm mentions no win, no fee arrangements. Confirm terms in writing.Free first consult
★★★★★★★★★★4.2(5)Google rating from 5 reviews, retrieved 18 Sept 2026
Tolson & Co provides legal services in Bunbury, WA. Listed practice areas include Personal Injury, Workers Compensation and Public Liability.
Personal Injury+7 moreWorkers Compensation · Public Liability · Medical Negligence · Motor Vehicle Accidents / CTP · Aviation Law · Health & Medical Practitioner Law · TPD & Superannuation ClaimsNo win, no feeThe firm mentions no win, no fee arrangements. Confirm terms in writing.
★★★★★★★★★★5.0(3)Google rating from 3 reviews, retrieved 18 Sept 2026
Schofield King Lawyers provides legal services in Port Macquarie, NSW. Listed practice areas include TPD & Superannuation Claims, Personal Injury and Medical Negligence.
TPD & Superannuation Claims+3 morePersonal Injury · Medical Negligence · Workers CompensationNo win, no feeThe firm mentions no win, no fee arrangements. Confirm terms in writing.Free first consultThe firm advertises a free first consultation.
★★★★★★★★★★5.0(3)Google rating from 3 reviews, retrieved 18 Sept 2026
Tolson & Co provides legal services in Newcastle, NSW. Listed practice areas include Personal Injury, Workers Compensation and Public Liability.
Personal Injury+7 moreWorkers Compensation · Public Liability · Medical Negligence · Motor Vehicle Accidents / CTP · Aviation Law · Health & Medical Practitioner Law · TPD & Superannuation ClaimsNo win, no feeThe firm mentions no win, no fee arrangements. Confirm terms in writing.
New on GoogleOnly 2 Google reviews so far, not enough for a reliable rating
Mahon Legal provides legal services in Caboolture, QLD. Listed practice areas include Motor Vehicle Accidents / CTP, Public Liability and Personal Injury.
Motor Vehicle Accidents / CTP+7 morePublic Liability · Personal Injury · Workers Compensation · Professional Negligence · Property & Conveyancing · Workplace Bullying & Stop Bullying Orders · TPD & Superannuation ClaimsNo win, no feeThe firm mentions no win, no fee arrangements. Confirm terms in writing.Free first consultThe firm advertises a free first consultation.
New on GoogleOnly 2 Google reviews so far, not enough for a reliable rating
Tolson & Co provides legal services in Mandurah, WA. Listed practice areas include Personal Injury, Workers Compensation and Public Liability.
Personal Injury+7 moreWorkers Compensation · Public Liability · Medical Negligence · Motor Vehicle Accidents / CTP · Aviation Law · Health & Medical Practitioner Law · TPD & Superannuation ClaimsNo win, no feeThe firm mentions no win, no fee arrangements. Confirm terms in writing.
Ballarat Central, VIC · Ballarat & Central Highlands
New on GoogleOnly 1 Google review so far, not enough for a reliable rating
Tolson & Co provides legal services in Ballarat Central, VIC. Listed practice areas include Personal Injury, Workers Compensation and Public Liability.
Personal Injury+7 moreWorkers Compensation · Public Liability · Medical Negligence · Motor Vehicle Accidents / CTP · Aviation Law · Health & Medical Practitioner Law · TPD & Superannuation ClaimsNo win, no feeThe firm mentions no win, no fee arrangements. Confirm terms in writing.
Charter Mercantile Agency provides legal services in Aspley, QLD. Listed practice areas include Personal Injury, Workers Compensation and Class Actions.
Personal Injury+7 moreWorkers Compensation · Class Actions · TPD & Superannuation Claims · Motor Vehicle Accidents / CTP · Property & Conveyancing · Public Liability · Professional NegligenceNo win, no feeThe firm mentions no win, no fee arrangements. Confirm terms in writing.Free first consultThe firm advertises a free first consultation.2 languagesLanguages mentioned on the firm’s website: japanese
CMC Lawyers provides legal services in Townsville, QLD. Listed practice areas include Personal Injury, Public Liability and Medical Negligence.
Personal Injury+7 morePublic Liability · Medical Negligence · TPD & Superannuation Claims · Litigation & Dispute Resolution · Workers Compensation · Motor Vehicle Accidents / CTP · Partner & Family VisasNo win, no feeThe firm mentions no win, no fee arrangements. Confirm terms in writing.Free first consultThe firm advertises a free first consultation.
Garling and Co provides legal services in Sydney, NSW. Listed practice areas include Workers Compensation, Personal Injury and Motor Vehicle Accidents / CTP.
Workers Compensation+7 morePersonal Injury · Motor Vehicle Accidents / CTP · TPD & Superannuation Claims · Public Liability · Medical Negligence · Assault & Violent Offences · Business & Commercial LawNo win, no feeThe firm mentions no win, no fee arrangements. Confirm terms in writing.
Gorman Jones Lawyers provides legal services in Campbelltown, NSW. Listed practice areas include Workers Compensation, Personal Injury and Motor Vehicle Accidents / CTP.
Workers Compensation+7 morePersonal Injury · Motor Vehicle Accidents / CTP · TPD & Superannuation Claims · Medical Negligence · Business & Commercial Law · Partner & Family Visas · Litigation & Dispute Resolution
Law Advice Compensation Lawyers provides legal services in Botany, NSW. Listed practice areas include Personal Injury, Workers Compensation and Public Liability.
Personal Injury+6 moreWorkers Compensation · Public Liability · Motor Vehicle Accidents / CTP · TPD & Superannuation Claims · Medical Negligence · Building & ConstructionNo win, no feeThe firm mentions no win, no fee arrangements. Confirm terms in writing.Free first consultThe firm advertises a free first consultation.
Understand the next step
A practical guide to tpd & superannuation claims
What to discuss at the first meeting
Identify every relevant fund or policy and the period when cover may have applied. The policy terms, work history and evidence requested by the insurer are central to the assessment.
Ask about each possible policy separately rather than assuming all funds use the same test.
How the engagement may progress
01
Provide a chronology, relevant locations and employer or insurer details, together with forms and decisions already received.
02
Discuss medical, employment, incident and expense records. Ask who will obtain reports and how access, privacy and expert costs will be managed.
03
Have any offer, assessment or release explained before agreeing. Clarify what a resolution would cover and whether related claims need separate advice.
Fees and the scope of work
Ask for the written meaning of no win, no fee, including expenses, any uplift and possible other costs. The phrase alone is not enough to compare arrangements.
Ask for a written scope identifying the work you are authorising, the person responsible and when costs will be reviewed. If you only want advice on one step, say so before the firm begins wider work.
Dates to raise at first contact
Ask early about notice, claim and review limits in the relevant scheme. Keep the incident date and every insurer decision available for assessment.
Questions to ask a tpd & superannuation claims adviser
Which policy terms are being assessed?
Does the quote include a review of an adverse decision?
Which scheme or policy are you assessing?
Who pays for reports and other evidence?
What could I pay if the claim does not succeed?
Directory guidance updated 19 September 2026. General information to help you prepare for a conversation with a professional; not advice about your individual matter. Check current requirements with the relevant authority.
Good to know
Frequently asked questions
Do I have TPD cover?
Check your super statements or ask your fund. Many funds provide default cover, and you may have cover in old accounts.
What does no win, no fee mean?
You pay the lawyer's professional fees only if the claim succeeds. You may still be responsible for costs such as medical reports, and in some cases the other side's costs, so ask for a written costs agreement.
How long does a claim take?
Simple claims can settle within months. Claims involving serious injuries usually wait until your condition has stabilised so the full impact can be assessed, which can take a year or more.
