Check your super statements or ask your fund. Many funds provide default cover, and you may have cover in old accounts.

What does no win, no fee mean?

You pay the lawyer's professional fees only if the claim succeeds. You may still be responsible for costs such as medical reports, and in some cases the other side's costs, so ask for a written costs agreement.

How long does a claim take?

Simple claims can settle within months. Claims involving serious injuries usually wait until your condition has stabilised so the full impact can be assessed, which can take a year or more.

TPD & Superannuation Claims lawyers in Australia

What to discuss at the first meeting

Identify every relevant fund or policy and the period when cover may have applied. The policy terms, work history and evidence requested by the insurer are central to the assessment.

Ask about each possible policy separately rather than assuming all funds use the same test.

How the engagement may progress

Provide a chronology, relevant locations and employer or insurer details, together with forms and decisions already received.
Discuss medical, employment, incident and expense records. Ask who will obtain reports and how access, privacy and expert costs will be managed.
Have any offer, assessment or release explained before agreeing. Clarify what a resolution would cover and whether related claims need separate advice.

Fees and the scope of work

Ask for the written meaning of no win, no fee, including expenses, any uplift and possible other costs. The phrase alone is not enough to compare arrangements.

Ask for a written scope identifying the work you are authorising, the person responsible and when costs will be reviewed. If you only want advice on one step, say so before the firm begins wider work.

Dates to raise at first contact

Ask early about notice, claim and review limits in the relevant scheme. Keep the incident date and every insurer decision available for assessment.

Questions to ask a tpd & superannuation claims adviser

Which policy terms are being assessed?
Does the quote include a review of an adverse decision?
Which scheme or policy are you assessing?
Who pays for reports and other evidence?
What could I pay if the claim does not succeed?

TPD & Superannuation Claims lawyers

Why tpd & superannuation claims matters

The Australian context

TPD & Superannuation Claims lawyers near you

160 tpd & superannuation claims firms

Shine Lawyers

Shine Lawyers

Shine Lawyers

Shine Lawyers

Simpson P.K. & Co.

Simpson P.K. & Co.

Sinnamon Lawyers

Slater and Gordon Lawyers

Slater and Gordon Lawyers

Slater and Gordon Lawyers

Southside Property & Commercial Lawyers

Trewin Norman & Co

Trewin Norman & Co

Turner Freeman Lawyers

Turner Freeman Lawyers

Turner Freeman Lawyers

A practical guide to tpd & superannuation claims

What to discuss at the first meeting

How the engagement may progress

Fees and the scope of work

Dates to raise at first contact

Questions to ask a tpd & superannuation claims adviser

Frequently asked questions

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