Tolson & Co provides legal services in Bunbury, WA. Listed practice areas include Personal Injury, Workers Compensation and Public Liability.
Injury & Compensation · South West
1 tpd & superannuation claims firm in South West, Western Australia, including Bunbury, Busselton, Margaret River.

1 firm
Tolson & Co provides legal services in Bunbury, WA. Listed practice areas include Personal Injury, Workers Compensation and Public Liability.
Many Australians have TPD and income protection insurance in their super without knowing it, sometimes across several funds. Lawyers identify policies, prepare the claim and challenge rejections through the fund, AFCA or court.
Many Australians don't know they have TPD or income protection cover in their super, sometimes across several funds, worth tens or hundreds of thousands of dollars.
Insurance in super is regulated under superannuation and insurance law, with disputes going to the Australian Financial Complaints Authority. Definitions of total and permanent disability vary between policies.
Understand the next step
Identify every relevant fund or policy and the period when cover may have applied. The policy terms, work history and evidence requested by the insurer are central to the assessment.
Ask about each possible policy separately rather than assuming all funds use the same test.
Bunbury, Busselton and Margaret River are separate starting points in the South West. For land or business work, explain whether the issue concerns ownership, a proposed transaction, a lease or an existing dispute.
For tpd & superannuation claims, ask which parts of the work the firm handles itself and whether it has relevant WA experience. Let the lawyer know if a property, employer, other party or existing proceeding is outside South West. Your home address alone does not determine the applicable process.
Provide a chronology, relevant locations and employer or insurer details, together with forms and decisions already received.
Discuss medical, employment, incident and expense records. Ask who will obtain reports and how access, privacy and expert costs will be managed.
Have any offer, assessment or release explained before agreeing. Clarify what a resolution would cover and whether related claims need separate advice.
Ask for the written meaning of no win, no fee, including expenses, any uplift and possible other costs. The phrase alone is not enough to compare arrangements.
Ask for a written scope identifying the work you are authorising, the person responsible and when costs will be reviewed. If you only want advice on one step, say so before the firm begins wider work.
Ask early about notice, claim and review limits in the relevant scheme. Keep the incident date and every insurer decision available for assessment.
Western Australia is the only state with its own family court: the Family Court of Western Australia hears parenting and property matters for both married and de facto couples. Other matters start in the Magistrates Court, with the District and Supreme Courts for serious cases, and the State Administrative Tribunal for planning, guardianship and many licensing reviews. Lawyers are admitted and regulated by the Legal Practice Board.
Good to know
Check your super statements or ask your fund. Many funds provide default cover, and you may have cover in old accounts.
Most matters start in the Magistrates Court. More serious cases go to the District Court or the Supreme Court of Western Australia. Family law matters are heard by the Family Court of Western Australia.
Practising certificates in Western Australia are managed by the Legal Practice Board of Western Australia. You can check a solicitor's status on its public register or by contacting it directly.
Directory guidance updated 19 September 2026. General information to help you prepare for a conversation with a professional; not advice about your individual matter. Check current requirements with the relevant authority.