What to discuss at the first meeting
Identify the policy, event, claim and decision being disputed. Ask the lawyer to review the wording and reasons, not only the amount offered or refused.
Confirm whether the engagement includes a complaint process, negotiation or litigation.
How the engagement may progress
- 01
Prepare a chronology, agreement or policy, important communications and a calculation of any claimed amount. Distinguish firsthand facts from assumptions.
- 02
Discuss negotiation, a complaint scheme, mediation, a tribunal or court. Ask which options are available for this particular matter.
- 03
Agree on a first step and a point to reassess progress and cost. Before settling, understand what claims would be released and how obligations would be recorded.
Fees and the scope of work
Request stages for advice, correspondence, negotiations and proceedings. Discuss filing, expert and barrister costs and any potential liability for another party’s costs.
Ask for a written scope identifying the work you are authorising, the person responsible and when costs will be reviewed. If you only want advice on one step, say so before the firm begins wider work.
Dates to raise at first contact
Provide every demand, decision and court document with its date. Do not assume informal negotiations suspend a response or filing deadline.
Questions to ask a insurance law & disputes adviser
- Which policy terms and reasons need assessment?
- What internal or external dispute process is available?
- What evidence would change the assessment?
- Is a complaint or dispute-resolution scheme available?
- What are the practical costs and risks if agreement is not reached?
